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Household budget template for Switzerland (free, in English)

The short answer: a Swiss household budget needs categories generic templates lack – health insurance premiums per person, Serafe, pillar 3a, canton taxes as a monthly reserve. Here's the structure, and a free interactive version you can use immediately.

Von Leutrim MiftarajGründer von BudgetHub, MSc Innovation Management (FFHS)

The Swiss category set

Income (salary ×13 pattern!), housing incl. ancillary costs, health premiums per person, insurance, groceries, mobility, communication/subscriptions incl. Serafe, taxes reserve, pillar 3a, leisure, buffer. That's the skeleton virtually every Swiss household fits.

Monthly rhythm beats yearly plans

Enter fixed costs once, track variable spending weekly, review monthly. The annual items (taxes, insurance, Serafe) become twelfths so no month surprises you.

From template to living budget

A template shows the plan; an app shows reality against it – in English, with the Swiss categories prebuilt.

Track these costs in your own budget: create your free Swiss budget in BudgetHub – in English, with Swiss categories built in.

Häufige Fragen

Is there a free Swiss budget template in English?+

Yes – BudgetHub's German template pages offer interactive CSV downloads, and the app itself runs fully in English with Swiss presets on the free plan.

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Household budget template for Switzerland (free, in English) · BudgetHub.ch