What matters in Switzerland
Swiss household budgets are dominated by a handful of fixed costs that generic apps don't model: per-person health premiums, the Serafe media fee, pillar 3a retirement savings and canton-dependent taxes. An app that treats these as first-class categories saves you constant workarounds.
Why BudgetHub
BudgetHub is built in Switzerland for Switzerland: full English interface, CHF-native, prepared Swiss categories, shared hubs for couples and families, a permanently free plan and data hosted in Zurich – with no forced bank connection.
Track these costs in your own budget: create your free Swiss budget in BudgetHub – in English, with Swiss categories built in.
How to choose
Test with your real monthly numbers: enter your fixed costs, create two or three budgets and one saving goal. The app that gives you a clear picture in ten minutes is the right one.