The monthly anatomy (single, city)
Rent incl. ancillary CHF 1,500–2,200, health premium CHF 300–450, groceries CHF 400–600, mobility CHF 100–300, communication + Serafe ~CHF 100, insurance ~CHF 50–100, leisure/rest CHF 400–800. Taxes come on top as a reserve depending on canton and income.
Where regions differ most
Rent and taxes dominate regional differences; groceries and premiums vary less. Zurich, Geneva, Zug: expensive housing; some also tax gently (Zug) – total cost pictures differ more subtly than headlines suggest.
Your number beats averages
Averages orient; your own three-month tracking decides. Most people find one category 30% above expectation.
Track these costs in your own budget: create your free Swiss budget in BudgetHub – in English, with Swiss categories built in.