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Insurance & health

Gym costs in Switzerland – and the health insurance refund trick

The short answer: gym memberships run CHF 30–50 at budget chains and CHF 100–150+ at premium clubs. The under-used Swiss trick: many supplementary health insurances refund CHF 200–500 per year for recognised gyms – effectively several free months.

Von Leutrim MiftarajGründer von BudgetHub, MSc Innovation Management (FFHS)

The price tiers

Budget chains cover the essentials well; premium clubs add wellness, courses and towels you pay for whether used or not. Municipal facilities and university sports are the quiet bargains in many cities.

Claim the refund

Check your supplementary insurance's health-promotion benefit: most require a recognised provider and proof of regular attendance or an annual membership. Submit the receipt – it's minutes of admin for hundreds of francs.

The honest frequency test

Divide the monthly fee by your real visits. Under CHF 10–15 per visit: keep it. Above: single entries or the municipal pool may serve you better.

Track these costs in your own budget: create your free Swiss budget in BudgetHub – in English, with Swiss categories built in.

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Gym costs in Switzerland – and the health insurance refund trick · BudgetHub.ch