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Insurance & health

Dental costs in Switzerland: why they're not insured

The short answer: dental treatment is NOT covered by Swiss basic insurance (except accidents and severe illness). A hygiene session runs CHF 120–200, fillings CHF 200–400, crowns and implants easily CHF 1,500–4,000+ – budget dental as a real category.

Von Leutrim MiftarajGründer von BudgetHub, MSc Innovation Management (FFHS)

What you'll actually pay

Annual checkup + hygiene: CHF 200–350. Supplementary dental insurance exists but often caps benefits and excludes pre-existing issues – read the fine print before assuming coverage. For children, orthodontic supplementary insurance must be bought EARLY, before any diagnosis.

Keeping it manageable

Prevention is the only cheap dentistry: yearly hygiene beats every insurance product. For big treatments, ask for a written cost estimate (Kostenvoranschlag) and compare – prices vary substantially between practices and regions.

A category, not a surprise

A monthly CHF 30–60 dental reserve turns the crown-year into a non-event.

Track these costs in your own budget: create your free Swiss budget in BudgetHub – in English, with Swiss categories built in.

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Dental costs in Switzerland: why they're not insured · BudgetHub.ch